For Buyers
Find your South Florida home with an expert by your side.
You can browse listings on Zillow. What you can't get from Zillow is someone who negotiates on your behalf, spots red flags before you're locked in, and has relationships with listing agents before properties hit the market.
No obligation · Costs in writing · In your language
The Process
From first call to closing day
Six clear steps. One agent in your corner the whole way.
- 1
Get Pre-Approved
Get your financing in order before you search. Jose connects you with trusted local lenders, or works alongside the bank you already have a relationship with. Pre-approval means you move fast when the right home appears.
- 2
Buyer Consultation
Jose sits down with you to understand your must-haves, your budget, and your timeline. He'll be honest about what you can realistically find and in which neighborhoods, so your search has direction from day one.
- 3
Smart Search
Jose doesn't just send you MLS links. He curates properties based on your priorities, pre-screens for red flags, and uses his agent network to surface homes before competing offers appear.
- 4
Making the Offer
Jose analyzes comparable sales, advises on offer strategy, and handles negotiations. In South Florida's competitive market, how you make an offer matters as much as the price.
- 5
Inspection and Review
Jose coordinates inspections, appraisals, and title searches, and explains every document before you sign it. He does this in English, Spanish, or Portuguese.
- 6
Closing Day and Beyond
Jose attends closing with you and walks you through the closing statement line by line. After that he stays in touch, connects you with contractors he knows, and picks up the phone when questions come up.
Local Knowledge
Fifteen years reading
the South Florida market.
Jose has spent 15 years in this market. He knows which streets have appreciated, which school zones drive buyer demand, and where prices have not yet caught up to what a neighborhood is becoming.
Explore the neighborhoods he knows best →
Jose Costa
Palm Beach County Realtor · FL Lic. #3132965
Know Your Rights
Buyer representation, explained.
Florida buyers now sign a written agreement with their agent before touring homes, and it spells out how the agent is paid. In many sales the seller covers that cost, and Jose negotiates for it as part of your offer. You know the numbers before you commit to anything.
Without a buyer's agent, you are negotiating against a professional whose job is to protect the seller's interests. Jose's job is to protect yours.
Market Analysis
On every property you are seriously considering, before an offer goes in, including homes you have not toured yet.
Costs in Writing
You see exactly how Jose is paid before you tour a single home.
Agent Network Access
Off-market listings and early access before properties hit Zillow.
In Your Language
Every call, every document, in English, Spanish, or Portuguese.
Common Questions
Whether it's your first home or your fifth, Jose walks you through it.
Buying a home, whether for the first time or the tenth, can feel like a lot. Jose's job is to make the process clear and manageable. He'll give you an honest read on what your budget can get you, walk you through every document before you sign it, and be available in English, Portuguese, or Spanish throughout.
What can I actually afford?
Before you search, Jose walks you through what your budget actually covers in today's Palm Beach County market: the purchase price, but also HOA fees, property taxes, and insurance.
Down payment options
Most buyers have more financing options than they realize: FHA loans (3.5% down), conventional financing, VA loans, and down payment assistance programs for qualifying buyers. Jose connects you with a lender who fits your situation.
Clear costs, in writing
Before you tour homes, Jose explains how his fee works and puts it in writing. In many Florida sales the seller covers it, and he negotiates for that on your behalf.
Available in your language
Jose handles every part of the process in English, Spanish, or Portuguese. Applications, document review, walkthroughs, phone calls.
Coverage
Areas Jose serves buyers
Active across Palm Beach County and Broward County.
Ready to start your search?
Book a free, no-pressure consultation with Jose. He'll tell you honestly what your budget can get you in today's market.